Uninsured / Underinsured Motorist Coverage

When accidents happen, not every driver will have adequate insurance. Uninsured/Underinsured Motorist Coverage protects you financially if you’re involved in an accident with a driver who lacks sufficient insurance or none at all.


Coverage Details

This insurance covers costs related to:

  • Medical Expenses: For injuries to you or your passengers caused by an uninsured driver.
  • Vehicle Repairs: Damage to your RV caused by an underinsured motorist.
  • Lost Wages: Compensation for income lost due to injuries from such accidents.


Uninsured Driver Collision
You're rear-ended by a driver who has no auto insurance. Your uninsured motorist coverage would handle your vehicle repairs and medical bills.
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Underinsured Driver Incident
An underinsured driver sideswipes your RV, causing extensive damage that exceeds their policy limits. Your coverage would cover the additional repair costs.
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You return to your parked RV to find significant damage from a hit-and-run incident. Your policy would cover repair costs without requiring you to pay out of pocket for the damages.
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This coverage is essential for peace of mind, ensuring that you’re protected against the costs of accidents caused by drivers with inadequate insurance coverage.

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