Insurance for Full-Time RV Living: What You Need to Know
Key Takeaways Standard auto or RV policies don’t provide enough protection for full-time RV living. Full-timers RV insurance blends elements of auto insurance and homeowners insurance. Coverage can include liability, emergency expenses, personal belongings, and specialized add-ons. Costs vary by RV type, usage, driving record, travel patterns, and coverage levels. Working with an RV insurance […]
RV Insurance Coverage Options: Real-World Scenarios That Matter
RV life is all about freedom, flexibility, and the thrill of the open road. But even the best-planned trip can take an unexpected turn. That’s why having RV insurance tailored to your lifestyle is so important. It’s not just about protecting your rig—it’s about protecting your adventures. Let’s look at some common (and often overlooked) […]
Does RV Insurance Cover Roof Leaks?
There’s a specific sound every RV owner dreads: drip… drip… drip. You’re inside your rig, maybe enjoying a peaceful evening after a long drive, and then you notice it—a faint puddle near the dinette. You look up, and sure enough, water is slowly making its way in from the roof. That’s when the panic sets […]
Does RV Insurance Cover Awning Damage?
Your RV’s awning is one of those features you don’t think much about – until something goes wrong. It provides shade on hot days, keeps the rain off your outdoor space, and makes your campsite feel like home. But it’s also one of the most vulnerable parts of your RV. All it takes is one […]
Does RV Insurance Cover Water Damage?
Roadside Recap RV insurance can cover water damage when it’s sudden and accidental, but it often does not cover gradual leaks, wear and tear, or neglect. Comprehensive coverage is usually the part of an RV policy most likely to respond to water damage, depending on the cause and your specific policy language. Mold and rot […]
Do Pull Behind Campers Need Insurance?
Pulling your camper out of the driveway for a weekend getaway or a long-haul cross-country trip is one of life’s greatest freedoms. Whether you’re parking lakeside, exploring national parks, or staying at a family-run campground in the mountains, a pull behind camper opens the door to countless adventures. But there’s one question that often trips […]
Class C Motorhome Insurance Costs: Factors That Affect Your Premium and How to Save
Class C motorhomes are a popular choice for RV enthusiasts due to their size, versatility, and ease of driving compared to larger Class A motorhomes. However, just like any other vehicle on the road, insuring a Class C motorhome is essential for both legal and financial reasons. Understanding the factors that influence the cost of […]
Is RV Insurance Required by Law?
When it comes to RV ownership, one of the most common questions is whether insurance is required by law. The answer depends on a variety of factors, including the type of RV, how it’s used, and where you live. This article breaks down the legal requirements for RV insurance across different states, helping you stay […]
Tips for Insuring a Vintage RV
Vintage RVs, with their classic charm and nostalgic appeal, are a labor of love for many owners. However, insuring a vintage RV involves different considerations than insuring a newer model. Here’s how to make sure your vintage RV is covered, both for its monetary value and its sentimental worth. The Challenge of Valuing a Vintage […]
Tips for Insuring a Luxury RV
Luxury RVs are not just vehicles; they’re homes on wheels, complete with high-end amenities and state-of-the-art technology. Insuring a luxury RV requires more than just basic coverage—it involves a deep understanding of the value and intricacies of these mobile mansions. Here’s how to make sure your luxury RV is fully protected. Understanding the Unique Needs […]
